Remuneration
We believe you should have a clear understanding of how we are remunerated and any applicable charges before making a decision. Where you choose to proceed, any relevant remuneration or charges will be explained clearly and provided to you in advance.
── Knowing How We Are Paid
How We Work
Where you choose to proceed with a financial product or solution, we may receive remuneration from the relevant product provider in the form of commission. In these circumstances, you do not pay a separate upfront advice fee to us, and any applicable charges will be clearly explained before you proceed.
Commission
If you decide to proceed, our remuneration is paid by the relevant provider, so you will not receive a separate invoice from us. If no financial product or solution is put in place, there is no charge to you.
Fee
Some firms charge an upfront advice fee for a one-off consultation or financial plan. This fee may apply regardless of whether you decide to proceed with the recommendations.
Commission + Fee
You pay a fee for the advice, while the adviser may also receive a commission from the provider if you proceed with the recommended product or solution. This means you may incur both an advice fee and provider remuneration.
── No Hidden Costs
Clear and Transparent Remuneration
We believe you should have a clear understanding of how we are remunerated before making any decisions. We explain our remuneration and any applicable commission arrangements clearly throughout the financial planning process, so you know how we are paid and what charges may apply.
01
Initial Financial Review
We take the time to understand your current circumstances, financial priorities and goals before considering your options.
No fee to you
02
We Explore Your Options
We review the relevant options available and help you understand how different financial solutions may fit your needs and wider financial plan.
No fee to you
03
You Decide to Proceed
You remain in control of the decision. If you choose to proceed, there is no separate upfront advice fee payable to us and any charges applicable to your new policy will already have been fully explained and provided to you.
No fee to you
04
Your Plan Goes Live
Where applicable, the relevant financial provider pays us commission when a product or solution is put in place, so you do not receive a separate invoice from us.
still no fee to you, the product providers pay for our time and expertise for you
Get in Touch Today
Take the Next Step Towards Your Financial Future
Take the first step towards a clearer financial future, we're here to help you explore your options and build a plan around your goals. Whether you're looking to protect your family, invest for the future, plan for retirement or simply gain a better understanding of your finances, we're here to help you explore your options and build a plan around your goals.